A man at the counter of an India Post office
People crossing the Howrah Bridge over the Hooghly river, Kolkata

National Savings Time Deposit (TD)

The objective of the National Savings Time Deposit (TD) scheme is to promote safe and fixed-term savings by offering assured returns, encouraging individuals to invest regularly with flexible deposit amounts and no upper limit.

At a glance

What the myScheme listing says about National Savings Time Deposit (TD)
LevelCentral government
Issued byMinistry Of Communication
States and UTsAll India
Areas
Scheme forIndividuals
TagsSavings Account, Banking, Money, Time Deposit

Before you apply

Information from the myScheme snapshot, Aug 2026. Confirm it on the official page: eligibility, documents, benefits and deadlines are set by the issuing department and are not part of this listing.

The listing holds only the name, issuing department, level, states, areas, who the scheme is for, a short description, tags and the myScheme link. For anything else, use the official page, or ask InBridge: its answers link to the government pages they draw on.

More in Banking, Financial Services and Insurance, with the same issuer and state first.

Photographs of public life in India, from Wikimedia Commons, by Saiphani02 (CC BY 4.0), Bernard Gagnon (CC BY-SA 3.0), ganeshdhamodkar @ Mapillary.com (CC BY-SA 4.0), Tulspal (CC BY-SA 4.0).