People crossing the Howrah Bridge over the Hooghly river, Kolkata
A farmer standing in his cauliflower field at dusk

PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi)

PM SVANidhi is a micro-credit scheme launched on 1st June 2020 by the MoHUA to provide handholding support to street vendors. The scheme facilitates a working capital collateral-free loan of ₹10,000, with subsequent loans of ₹20,000 and ₹50,000 with a 7% interest subsidy.

At a glance

What the myScheme listing says about PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi)
LevelCentral government
Issued byMinistry Of Housing & Urban Affairs
States and UTsAll India
Areas
Scheme forIndividuals
TagsStreet Vendors, Working Capital Loan, Enhanced Livelihood, Digital Empowerment, Affordable Credit

Before you apply

Information from the myScheme snapshot, Aug 2026. Confirm it on the official page: eligibility, documents, benefits and deadlines are set by the issuing department and are not part of this listing.

The listing holds only the name, issuing department, level, states, areas, who the scheme is for, a short description, tags and the myScheme link. For anything else, use the official page, or ask InBridge: its answers link to the government pages they draw on.

More in Business & Entrepreneurship, with the same issuer and state first.

Photographs of public life in India, from Wikimedia Commons, by Bernard Gagnon (CC BY-SA 3.0), ganeshdhamodkar @ Mapillary.com (CC BY-SA 4.0), Saiphani02 (CC BY 4.0), Tulspal (CC BY-SA 4.0).