A man at the counter of an India Post office
People crossing the Howrah Bridge over the Hooghly river, Kolkata

Senior Citizens Saving Scheme

Introduced in 2004 by the Govt. of India, SCSS offers a steady stream of income for individuals over 60 years old. As it is a government-backed scheme, there is minimal risk associated with SCSS. Individuals can apply for this scheme in post offices and public and private banks.

At a glance

What the myScheme listing says about Senior Citizens Saving Scheme
LevelCentral government
Issued byMinistry Of Finance
States and UTsAll India
Areas
Scheme forIndividuals
TagsSenior Citizen, Banking, Finance

Before you apply

Information from the myScheme snapshot, Aug 2026. Confirm it on the official page: eligibility, documents, benefits and deadlines are set by the issuing department and are not part of this listing.

The listing holds only the name, issuing department, level, states, areas, who the scheme is for, a short description, tags and the myScheme link. For anything else, use the official page, or ask InBridge: its answers link to the government pages they draw on.

More in Banking, Financial Services and Insurance, with the same issuer and state first.

Photographs of public life in India, from Wikimedia Commons, by Saiphani02 (CC BY 4.0), Bernard Gagnon (CC BY-SA 3.0), ganeshdhamodkar @ Mapillary.com (CC BY-SA 4.0), Tulspal (CC BY-SA 4.0).